Financial distress


Helping Clients in Los Angeles & Orange Counties File for Bankruptcy

Are you in over your head in debt? Whether your debt is the result of job loss, divorce, illness, or misguided financial choices, you may be facing the stress of creditor harassment, collection agency actions, lawsuits, and other threats. Finding appropriate debt relief can alleviate the anxiety and give you a fresh start.


To learn more about your debt relief options and see if bankruptcy is right for you, discuss the particulars of your financial dilemma with an Orange bankruptcy lawyer at our firm. US Legal Group, APC has years of professional experience helping honest debtors resolve their financial issues. With our help, you can be on your way to the fresh start that you deserve.

Contact us at (714) 921-5226 to arrange for a free 30-minute consultation with one of our experienced attorneys today.

Bankruptcy Options in California

When filing for bankruptcy, you have a few options. US Legal Group, APC can review your situation and determine which type is right for your situation.

Your bankruptcy options include:

  • Chapter 7, called “straight” bankruptcy or liquidation bankruptcy

  • Chapter 13, in which you pay back your creditors through a repayment plan under court supervision

  • Chapter 11, in which a partnership or business pays back creditors through a reorganization plan under court supervision

The most common form of bankruptcy is Chapter 7, in which your nonexempt assets are liquidated to pay back your creditors. This type of bankruptcy allows you to keep your exempt property, such as your home, furniture, vehicles, certain benefits, and pensions. Your unsecured debt – such as credit card debt, payday loans, medical expenses, and personal loans – are discharged through the process, leaving you with a clean slate.

Those individuals who do not qualify for a Chapter 7 have the option of a Chapter 13 bankruptcy, which involves a three- to five-year repayment plan. Once the plan has concluded, any remaining debt is discharged.

Learn More about the Benefits of Bankruptcy

To learn more about the types of bankruptcy, the requirements and qualifications, and how to determine what will work best for you, you need the guidance of a seasoned Orange bankruptcy attorney. US Legal Group, APC has the experience, skill, and dedication you need to resolve your debt problems.

Contact us at (714) 921-5226 to get started.